Northeast Region
Northeast
rate index.
Averaged from rates lenders advertise publicly across 12
of 12 states in the Northeast region.
A derived statistical average — not a rate quote, not an
offer to lend, not a rate available to any borrower. 30YearMortgageRates.com is an
independent publisher of mortgage-market information, not a lender or broker.
Methodology & disclosures →
Northeast
Northeast index — every loan type
| Loan type | Index rate | Index APR | Today’s range | Sample |
|---|---|---|---|---|
| 0130-Year Fixed | 6.54% | 6.90% | 6.00% – 6.75% | 14 pts · 13 states |
| 0215-Year Fixed | 5.84% | 6.42% | 5.38% – 6.00% | 14 pts · 13 states |
| 03FHA 30-Year | 5.94% | 6.93% | 5.88% – 6.00% | 12 pts · 12 states |
| 04VA 30-Year | 5.92% | 6.50% | 5.25% – 6.00% | 14 pts · 13 states |
| 05Adjustable (ARM) | 5.84% | 6.44% | 5.13% – 6.13% | 19 pts · 13 states |
States in this region: CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, RI, VT.
A government bond yield — the benchmark long-term fixed mortgage rates
track. Shown as context only; it is not a mortgage rate and is not part of the averaged index.
Source: U.S. Department of the Treasury — Daily Treasury Par Yield Curve.
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The other indexes
Every index updates each business day. Jump to another region, or open the
national reading.
Methodology
How this index is built
This index is compiled entirely from mortgage interest rates that lenders advertise publicly on their own websites. Each business day we collect those publicly-posted rates across the states in each region, group them by loan type, and publish the simple average. These are real, published numbers — not estimates, not invented, not privately sourced. Individual lenders are not named. Each figure is a snapshot as of the date shown.
Compliance & regulatory framework
An independent publisher — not a lender, broker, or originator.
30YearMortgageRates.com is structured to comply with every federal and state
regulatory framework applicable to a publisher of mortgage-market information — TILA/Reg Z,
Reg N (MAP), RESPA Section 8, ECOA/Reg B, Fair Housing Act, GLBA, FCRA/FACTA, FTC Section 5 &
Endorsement Guides, CAN-SPAM/TCPA, ADA Title III/WCAG 2.1 AA, DMCA, the SAFE Act, and the
mortgage-licensing & advertising statutes of all 50 states and the District of Columbia.
No paid placement. No lender pays for inclusion. Informational only — not a quote, not an
offer to lend.
The U.S. Regional Mortgage Rate Index — an independent, daily, publicly-sourced
average of mortgage interest rates across all 50 states.
⌂ Equal Housing Opportunity
30YearMortgageRates.com is an independent publisher of mortgage-market information.
It is not a mortgage lender, broker, bank, or loan originator. It does not take applications and does
not originate, offer, broker, or arrange loans. The U.S. Regional Rate Index is a derived statistical
average of rates lenders advertise publicly — not a quote, not an offer, and not a rate available
to any specific borrower. Always verify any rate with a licensed lender before relying on it.