30 Year Mortgage Rates Today
The national average 30-year fixed mortgage rate, updated daily.
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Updating…
Why 30-Year Mortgage Rates Matter
For most families, the 30-year fixed mortgage is the foundation of homeownership. Even small rate changes can impact monthly payments and long-term affordability.
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Disclosure: Rates shown are informational market averages based on aggregated, publicly available mortgage rate indices and related market data. This site does not make loan offers, does not quote individualized pricing, and does not guarantee availability. Actual mortgage rates vary by lender, borrower qualifications, loan program, location, points/fees, and market conditions at the time of application. The Federal Reserve does not directly set mortgage rates.
Methodology & Sources
Methodology & Sources