30 Year Mortgage Rates – December 23, 2025 Today’s 30-year fixed mortgage rate is 6.87%. Rates moved based on bond market activity, inflation expectations, and current Federal Reserve policy. View today’s national 30-year mortgage rate index: https://www.30yearmortgagerates.com/
Although it is not just for first-time homebuyers, the USDA Rural Loan is a great choice for those who are new to the home buying process. Lenient underwriting standards and a simple approval process make it easier for those from unconventional backgrounds to achieve homeownership. With a changing economy, the mortgage industry also had to … Read more
Refinances are a large part of the current housing market. In fact, the market saw a 2% increase in refinances over the last year which was the highest reported since 2015. Homeowners are choosing to refinance for a number of reasons and new streamlined refinance options make the loan process easier than ever. There are … Read more
Are you concerned with how a mortgage payment will affect your monthly budget? Fortunately, mortgage professionals will tell you what you can afford based on your current income so you don’t waste your time looking at houses out of your price range. They won’t let you get over your head with an unaffordable payment. Mortgage … Read more
Not only “traditional” family units are buying houses today; in fact, the majority of new homeowners are single women between the ages of 25 and 40. Single women are actually twice as likely to buy a home on their own than single men. Mortgage programs in the current, modern market will approve buyers from all … Read more
Despite widespread concern about the future, the housing market hasn’t taken a turn for the worse as was feared at the end of 2016. Many financial analysts predicted a hike in mortgage rates and a lapse in home sales in 2017. But we’ve yet to witness these events. Instead, the housing market continues to grown … Read more