· Freddie Mac PMMS
Informational only. 30YearMortgageRates.com is not a lender. Rates shown are national/regional averages sourced from Freddie Mac PMMS. Actual terms vary by borrower, lender, and market conditions. Full disclosures.
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Green Bay, WI MORTGAGE RATES • UPDATED

30-Year Mortgage Rates in Green Bay, WI

Compare current 30-year fixed mortgage rates in Green Bay, WI. Find the best local lenders, understand Green Bay market trends, and secure competitive rates for your home purchase or refinance.

$235,000
Median Home Price
6.65%
Avg 30-Yr Rate
Upper Midwest
Market Region
Quick Answer

As of April 2026, the average 30-year fixed mortgage rate in Green Bay, WI is approximately 6.65%, based on national survey data from Freddie Mac. Rates in Green Bay generally track the Upper Midwest average, influenced by local housing demand, lender competition, and economic conditions. The median home price in Green Bay is approximately $235,000. Titletown living.

Expert Answer · Data-Verified

How do I get a 30-year fixed mortgage in Green Bay, WI?

As of May 26, 2026, the average 30-year fixed mortgage rate in Green Bay, WI is approximately 6.65%, based on Freddie Mac Primary Mortgage Market Survey (PMMS) data. The median home price in Green Bay, WI is approximately $290,000, making the estimated monthly principal and interest payment on a 20%-down conventional loan approximately $1,926.

Borrowers in Green Bay, WI can choose among conventional 30-year fixed, FHA, VA, USDA, and jumbo loans. The 2026 FHA loan limit in Wisconsin is $524,225 for a single-family home, which means the majority of Green Bay, WI purchases qualify for FHA financing with as little as 3.5% down for credit scores of 580 or higher. VA loans offer zero down payment for eligible veterans and active-duty service members. Jumbo loans apply above the conforming and FHA limits and generally require credit scores above 700 and 10–20% down.

To secure the best available rate in Green Bay, WI, compare APRs (not just rates) from at least three WI-licensed lenders within a 14-day window so credit inquiries score as a single event. Credit scores of 740 or higher typically receive the lowest rates; scores below 680 pay 0.25%–0.75% more. First-time buyers may qualify for the WHEDA Advantage Conventional program, which can provide down payment assistance and below-market interest rates. Rate locks in Wisconsin typically run 30–60 days from pre-approval to closing.

Source: Freddie Mac PMMS. Last reviewed . Reviewed by 30YearMortgageRates.com editorial team. Rate shown is an informational regional average, not a lender offer. 30YearMortgageRates.com is not a lender. Actual terms vary by borrower qualifications, lender, and market conditions.

Current Mortgage Rates in Green Bay, WI

Compare average mortgage rates available to Green Bay borrowers. Rates are based on national averages from Freddie Mac and may vary by lender, credit score, and loan amount.

Loan TypeRateAPREst. Payment
30-Year Fixed6.65%6.82%$1,925/mo
15-Year Fixed5.90%6.12%$2,585/mo
FHA 30-Year6.25%7.15%$1,845/mo
VA 30-Year6.15%6.38%$1,815/mo
Jumbo 30-Year6.85%7.02%$2,125/mo

Top Mortgage Lenders in Green Bay, WI

Compare mortgage lenders serving Green Bay borrowers. All lenders shown are licensed to operate in Wisconsin.

Full-Service Mortgage Bank
  • Competitive 30-year fixed rates
  • Local Green Bay branch offices
  • Same-day pre-approval available
  • Dedicated WI loan officers
View Lender Details

Licensed WI Mortgage Broker
  • Low rate guarantee programs
  • Online application portal
  • First-time buyer specialists
  • Down payment assistance guidance
View Lender Details

Regional Mortgage Company
  • Serving Wisconsin since 2005
  • FHA/VA/USDA loan options
  • Free rate lock for 60 days
  • Local market expertise
View Lender Details

Green Bay Housing Market Overview

Understanding the Green Bay real estate market helps borrowers make informed mortgage decisions in Wisconsin.

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Green Bay Home Prices

The median home price in Green Bay is approximately $235,000. Local prices reflect the Upper Midwest market dynamics and Green Bay's specific economic conditions and housing supply.

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Green Bay Market Trends

Green Bay's housing market reflects broader Wisconsin trends. Local inventory levels, days on market, and price appreciation help determine the best timing for mortgage applications.

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Cost of Living in Green Bay

Green Bay's cost of living, including property taxes and insurance rates, affects the total homeownership cost beyond the mortgage payment for WI residents.

Factors Affecting Mortgage Rates in Green Bay

Several local and national factors influence the mortgage rates available to Green Bay homebuyers.

Credit Score in Green Bay

Your credit score is the biggest factor in your Green Bay mortgage rate. Aim for 740+ for the best rates. Borrowers with excellent credit save thousands over the life of a 30-year loan.

Down Payment & LTV

A 20% down payment on a $235,000 home in Green Bay avoids PMI. FHA loans allow 3.5% down, making homeownership more accessible in Green Bay's market.

Local Lender Competition

Shopping 3-4 Green Bay-area lenders can save 0.25-0.5% on your rate. Compare banks, credit unions, and mortgage brokers serving the Green Bay market.

Rate Lock Strategy

When you find a competitive rate in Green Bay, lock it. Rate locks of 30-60 days protect you from market volatility during the closing process in WI.

Frequently Asked Questions: Green Bay Mortgage Rates

What is the current 30-year mortgage rate in Green Bay, WI?+

The average 30-year fixed rate in Green Bay is approximately 6.65% as of April 2026, based on Freddie Mac data. Your actual rate depends on credit score, down payment, loan amount, and lender. Shopping multiple Green Bay lenders typically saves 0.25-0.5%.

How much is a down payment on a home in Green Bay?+

With a median home price of $235,000 in Green Bay, a 20% down payment would be about $47,000. FHA loans require just 3.5% down, and VA loans offer zero down for eligible veterans in WI.

What credit score do I need for the best rates in Green Bay?+

For the best mortgage rates in Green Bay, aim for a credit score of 740+. Scores of 760+ get the absolute best rates. FHA loans in WI accept scores as low as 580 with 3.5% down.

Are there first-time homebuyer programs in Green Bay?+

Yes. The Wisconsin Housing Finance Authority offers down payment assistance and below-market rate programs. Federal programs including FHA, VA, and USDA loans are also available to Green Bay buyers. Contact local lenders for current program availability.

Should I choose a 30-year or 15-year mortgage in Green Bay?+

A 30-year fixed offers lower monthly payments, ideal for Green Bay buyers wanting payment flexibility. A 15-year saves on total interest but requires higher payments. With Green Bay's median price of $235,000, most buyers choose the 30-year for affordability.

Back to Wisconsin Rates

Compare Nearby Mortgage Markets

Explore mortgage rates and housing data in nearby cities to find the best market for your home purchase.

More Cities in Wisconsin

Milwaukee, WI$225,000Median Home PriceMadison, WI$365,000Median Home Price

Nearby State Markets

Detroit, MI$95,000Median Home PriceGrand Rapids, MI$305,000Median Home PriceMinneapolis, MN$325,000Median Home PriceSaint Paul, MN$285,000Median Home PriceDes Moines, IA$235,000Median Home PriceCedar Rapids, IA$210,000Median Home PriceChicago, IL$325,000Median Home PriceNaperville, IL$465,000Median Home Price
View All Wisconsin Mortgage Rates →

Top Mortgage Lenders in Green Bay, Wisconsin

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