Disclosures

Disclosures

This page indexes our full set of legal, editorial, and data-source disclosures. All disclosures are publicly available and linked from the site footer.

Advertising

Our advertising model is flat monthly fees for featured placements. No per-lead, per-application, per-closing, or percentage-of-loan compensation. This model is designed to comply with RESPA Section 8 prohibitions on kickbacks.

All paid placements are clearly labeled as “Advertisement” or “Paid Placement” on every page. See /claim/ for the full advertising program and pricing.

Data Sources

Editorial Independence

See our editorial policy.

Corrections

See the corrections log.

State Licensing

Mortgage advertising disclosure requirements vary by state. Where a paid advertiser appears on a state or city page, the appropriate state-specific licensing notice renders automatically next to their listing. See our state licensing matrix.

Accessibility

We target WCAG 2.2 Level AA compliance. Known issues and remediation plans are documented at /accessibility/. To report an accessibility barrier, email accessibility@30yearmortgagerates.com.

Privacy

See our privacy policy for details on how we handle data from inquiry forms, analytics, and cookies.

CCPA (California)

California residents: we do not sell personal information. To exercise your CCPA rights including deletion requests, email privacy@30yearmortgagerates.com.

Not a Lender

30YearMortgageRates.com is not a lender, broker, or financial advisor. Rates shown are informational averages from public data sources. Actual rates vary by borrower, lender, loan program, location, and market conditions. Consumers should verify any lender’s licensing at NMLS Consumer Access before applying.

Equal Housing Opportunity

30YearMortgageRates.com supports the Fair Housing Act. Listings on this site do not imply any lender’s compliance with fair housing regulations — that is the lender’s independent responsibility.