Track Today’s 30-Year Mortgage Rates — Updated Daily with Real Market Insight

30-Year Mortgage Rates – Your Daily Rate Tracker & Market Guide

Welcome to 30YearMortgageRates.com — your no-fluff, real-time source for everything you need to know about 30-year mortgage rates. Whether you’re a first-time homebuyer, seasoned investor, or just mortgage-curious, this is the one-stop shop for daily updates, expert insight, and calculators that actually make sense.

Today’s 30-Year Mortgage Rate

Our team updates this rate every single day, sourced from industry leaders like Mortgage News Daily, Freddie Mac, and top national lenders.

See today’s rate here: Current 30-Year Mortgage Rates

What Is a 30-Year Mortgage?

A 30-year fixed mortgage is the most popular home loan in the U.S. — and for good reason. It offers predictable monthly payments, long-term stability, and usually the lowest monthly cost compared to shorter terms.

Learn more: What Are 30-Year Mortgage Rates?

Why Do Mortgage Rates Change Daily?

Mortgage rates move with the market — and we track it all for you. From job reports to inflation surprises to every sigh from Jerome Powell, our Daily Mortgage Market Updates give you the real story behind the rates.

Don’t miss our latest take:
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Should You Lock In Your Rate Today?

Timing the market is tough — but you don’t have to guess alone. Use our Rate Lock Guide to decide whether to float or lock your 30-year rate, based on live market data and expert analysis.

Try the 30-Year Mortgage Calculator

Want to know exactly what your payment will be?
Use our 30-Year Fixed Mortgage Calculator to estimate your monthly principal & interest, plus taxes and insurance.

Go to the Mortgage Calculator

Explore Our Mortgage Learning Center

You don’t need a finance degree to understand mortgage rates. Our Mortgage Learning Center is packed with clear, concise answers to your biggest questions — no jargon, no upsells, just real knowledge.

Why Trust 30YearMortgageRates.com?

Updated daily by a team of market analysts and mortgage pros Written in plain English — not Wall Street speak Powered by real-time data, not vague averages  Designed to help real buyers make smart moves, fast

We don’t sell loans. We don’t push ads. We just give you transparent, up-to-date information so you can make the best mortgage decisions possible.

Most Popular Searches Right Now:

• Best 30-Year Fixed Mortgage Rates Today
• How to Qualify for a 30-Year Mortgage
• 30-Year vs 15-Year Mortgage: Which Is Better?
• FHA 30-Year Mortgage Rates
• VA Loan 30-Year Rates
  
  

Final Word

30-year mortgage rates move fast — and they matter. A tiny change can cost (or save) you thousands. We’re here to help you make sense of it all, every single day.

Start with today’s rate. Compare. Run the numbers. And feel confident in your next move.
You’re in the right place.